Laura Decker has worked in the financial services industry since 2006. Building her practice from the ground up, she has carefully assembled a team that shares her dedication to holistic planning and responsive client service. Laura cares deeply about every client; her comprehensive holistic approach ensures that every plan is one-of-a-kind.

As a financial advisor, Laura combines the two passions that drive her: a passion for helping people, and a passion for planning. Planning for the future can so easily be overlooked when people are faced with immediate concerns and responsibilities of work and family, yet this is exactly where Laura’s passion and experience come into play. She’s focused on the goal and driven to make a difference in people’s lives, helping them to accomplish their dreams. As she says, “For my clients, I am their Financial Advisor, but I’m also their coach, their cheerleader, the one that holds their hands through the tough times and prevents them from making emotional financial decisions that may hurt them in the long run. I help keep them on track and hold them accountable. And I also get to be there to help them celebrate when they achieve their dreams. There’s nothing more rewarding.”

Laura holds the CERTIFIED FINANCIAL PLANNER™ certification, which is considered the standard of excellence for financial planners. CFP^® professionals must meet experience requirements, extensive training requirements covering 72 areas of financial skills, pass the CFP^® Certification Examination, and commit to CFP Board’s ethical standards that require them to put their clients’ interests first. She also is a certified retirement income professional, holding the RICP^® designation, which means she specializes in creating detailed retirement income strategies for clients. She considers all aspects of an individual’s life as she develops customized solutions to prepare for and protect against the complex array of risks associated with retirement years.

In addition to the CFP^® & RICP^® designations, Laura holds Series 7, 6, 66, 63, 26, and 51 securities registrations as well as the Life & Health Insurance license for California, and several other states. She is a graduate of the University of California, Davis.

Laura and her husband, Joe, are San Diego natives and, although they briefly lived and worked in other areas, they can’t imagine living anywhere else. Over the years Laura has played many sports, especially soccer, which she credits with teaching her dedication, perseverance, and teamwork. Travel—including camping, hiking, and visiting other countries—has been an enduring interest, one she and her husband now share with their young sons. Most of all, family is incredibly important to Laura; she enjoys living just minutes away from her sister’s family and parents. Her personal mission is to raise her sons to be good citizens and do as much good for others as possible.

As a Financial Professional, Dylan is the Servicing Advisor and main point of contact for many clients at Decker Financial. Most of his time is spent working directly with clients – checking in by phone, meeting with them virtually or in-person, or implementing and monitoring financial plans. His friendly, easy-going manner quickly puts clients at ease. He likes to hear the stories that clients tell and works to tailor advice to suit each individual’s unique personality and situation.

Fourteen years of experience playing competitive soccer have refined Dylan’s teamwork skills as well as his adaptability. He says, “Being able to adapt to the twists and turns of life and getting along with others are two things that define me as a person.”

Dylan is a problem solver, always ready to help handle issues for clients, whether that means making calls and digging in to find answers or providing a specialized analysis of retirement or risk profile data. He follows through and works hard to track down an effective solution.

One area of specialty for Dylan is working with school district clients. He is very well-versed in the PERS and STRS pension plans, as well as coordinating benefits with Social Security and 403(b) plans. School district employees have big decisions to make regarding retirement, and Dylan helps prepare them with the knowledge they need so that they understand their choices and recommendations and the reasons behind those recommendations. Both his mom and wife are teachers, and he takes great pride in working directly with this segment of clients at Decker Financial.

College courses drew Dylan to the financial industry and in 2017 he began his career in financial services, working with Laura Decker. He graduated from San Diego State with a BS in Finance and holds Series 6, 63, 7, and 65 registrations as well as a Life & Health Insurance license in California.

Dylan grew up in Hawaii, on the island of Kauai, where he spent much of his time in the water. Now settled in San Diego, he enjoys spending time at the beach with his wife, Corrin, and their BullPug Bandit. He loves the beauty of the San Diego area and turns to surfing for exercise, connecting with nature, and just plain fun.

As the first point of contact for many of our clients, Janessa ensures that they receive warm, personal service for all their requests. She assists Tom in handling the operational and administrative functions to keep everything running smoothly at Decker Financial. Janessa’s other responsibilities include maintaining compliance guidelines, organizing client events, and using her background and expertise to coordinate marketing strategy for Decker Financial.

Janessa graduated from Sonoma State University with a BS in Business Administration with a concentration in Marketing and previously worked in commercial real estate. She describes herself as being client obsessed. Because of her background in marketing and hospitality, she’s learned the importance of building and maintaining relationships and she brings that passion with her to Decker Financial. She enjoys being a part of a team that brings a positive impact to others. In the financial industry, she has found a sense of purpose; it brings her great joy to help our clients accomplish their most important goals.

Originally from Tracy, California, Janessa now calls San Diego home. The ocean is what drew her here and she has no plans of leaving this beautifully diverse city that has provided her such a sense of community. When she’s not supporting our clients, Janessa enjoys practicing yoga, travelling, learning about new cultures, eating good food, and spending time with her family. She is very close with family, especially her parents, whom she says she owes everything to; everything she has and who she is as a person is because of them.

David brings more than 15 years of experience in the financial services industry, with a background spanning operations, project management, and technology. In his role at Decker Financial, David supports both internal operations and client-facing responsibilities, helping to ensure that clients receive attentive, seamless service. He also supports the firm’s 401(k) plan clients and is a member of the Investment Committee, where he contributes to investment research, due diligence, and portfolio support.

David was drawn to a career in financial services after developing a strong interest in personal finance following his graduation from college. He recognized early on that financial planning offered a meaningful way to serve others by helping them make informed decisions and work toward their long-term goals. He currently holds the Securities Industry Essentials® (SIE) designation, Series 7 registration, and a Life & Health Insurance license in California.

Originally from Nashville, Tennessee, David attended the University of Tennessee in Knoxville. His professional approach is grounded in problem-solving, collaboration, and a genuine desire to support both clients and teammates.

David has a strong passion for the outdoors and previously spent several years working as a professional hiking guide in the Great Smoky Mountains. Outside of work, he enjoys trail running, hiking, and backpacking. He lives in San Diego with his wife, Leslie.